Eliminate Complexity From Collecting Payment Gateway Integration

ELIMINATE COMPLEXITY FROM COLLECTING PAYMENTS

Collecting the sales you worked so hard to generate should be simple and seamless. Our platform is fully integrated to enable invoicing, billing, collection, and related communications all in one place.

MerchantStronghold ™  facilitates online purchases from a merchant’s website and helps them to collect payment from the end customers through E-Check, Credit and Debit Cards etc. It is an intermediary that assembles the online payment options offered by various banks, And cash card brands onto a single platform with minimum technical integration with merchant website.

With Merchant Stronghold merchant Service:

• Get up and running with the mobile card reader in a matter of minutes
• Connect transactions to contact records for a 360-degree customer view
• Know exactly how much you’re earning with 100% transparent pricing

CRM FEATURES

• Mobility – Internet-based CRM for easy and uninterrupted 24X7 access.
• Better Customer Management – Effective storage of customer information.
• Analytics – Easily Analyse and understand Data through various reports available.
• Customization – user views module according to their need.
• Role Management – Unique facility available for each users type.
• Simplicity – Easy to understand, handle and Interpret Data.
• Safe and Secure – Each user can only view data that is limited to their permission.

The Best Offshore High Risk Merchant Account Tips And Advice

We Are providing High-Risk Merchant Accounts Tips If You have a Business, you need to know about Merchant Account and also need a good merchant account for record keeping to credit card processing and for the chargeback investigation, Merchant Account Maybe your good Friend or the worse enemy. A good Merchant Account Provider understands the issues that will arise in your business, If you want to sell something online you need both a payment gateway and a merchant account, A Bad Merchant Account provider will fix you for industry-standard issues and A Merchant account due to their credit card issue. The fact is that many major merchant services providers are undecided to take on merchants with bad credit, often understand them to be too high of a risk for chargebacks and Fraud Prevention.

Below a few Tips Advice that can help your search.

The First one is, High-Risk Merchant Account looks at their respect for your business. Not with all business, but by the tech support business. Some claim to work will all “high-risk merchants account, but that is not big issues that occur in every single business. While they are all under the same “high risk” Merchants, tech support businesses have different issues. Be sure to network with local tech support merchants to learn of their merchant account decision, as this can help speed up your search.

If you work a tech support industry you need good credit card processing at affordable charges. Unfortunately, there are not various merchant account providers that provide Indian, U.S. or U.K based tech support industry with merchant accounts, and even fewer merchant account providers that offer reliable credit card processing at affordable charges.

The second one is, ask questions, this may be a common understanding for the advice, but sometimes a merchant Provider is so rushed to Provide a merchant account that it is looking at Specific information, but does ask some questions. and the question is. Do you know your current processing fee schedule? if not, then you need to inquiries. Ask Questions. ask about Chargeback Insurance and inquiries. ask about the processing fee record, and if it rises when something arises in your industry. and Ask about termination charges. these things are very important, and they should be asked before you sign on with a merchant account processor.

Everything I know about A Merchant Account

If you need Merchant Account and If you are searching online for key phrases related to high-risk merchant accounts and provides of Visa, MasterCard, American Express, discover credit card processing services for high-risk business types and if you need some help. then you come to the right place #Merchant Stronghold. Almost everything you need to know about receiving credit cards in USA, UK, and Canada with a high-risk merchant account can be found here for our goal.

Understanding And Process Flow of ECheck Payment Processing Work

Understanding and Process Flow of ECheck Processing..!

If you have been executing a business for some time, the chances are high that a client has asked for to make payment utilizing an Echeck. Merchants frequently let their payment processors handle the details. Also, when disputes emanate later, the merchant is left with little to do, other than accept the processor’s requests.

As an entrepreneur (who starts a business alone), it is compulsory to have at least little grasp of what goes on when a customer pays through an echeck. Be that as it may, to start with, let’s answer the obvious question: what is an echeck Processing?

What is an Echeck Processing?

An electronic check is a type of payment process where a client’s assets are deposited into a merchant’s account over the ACH (Automated Clearing House) network. To process such payments, a merchant requires an echeck processing, through which payments made by echecks can be pulled back straightforwardly from the customer’s bank account.

E check Processing Merchant Account for High Risk Business

If your business already accepts credit and debit cards, your present Merchant account Provider might be willing to incorporate ACH preparing to your effectively existing system. Organizations, for example, Merchant Stronghold offers both cards and Echeck Payment Services to online businesses.

Once you’ve recognized a processing account that concurs with your requirements, the time has come to fill out the application. The data required will incorporate your evaluated processing volumes, and in addition the years your business has been in operation. The application process is normally quick and simple, and approval typically takes a couple of days.

How Echeck Processing Works?

In some ways, Echeck processing is like paper check handling, although it is faster and more efficient

Echeck Payment Processing generally takes place in the following steps.

• The purchase is Approved

To approve the purchase, a client can either round out an online form or converse with the merchant specifically through a recorded telephone call. Simply, after the approval, the merchant can pass the check data to the payment processor.

• Payment is Completed

The payment processor supervises the immediate withdraw of the funds indicated by the check from the client’s bank account, and prints out a receipt.

• Deposited Funds into the merchant’s bank account

It takes a few days in the wake of starting the transaction for the check to clear and the money to be deposited into the merchant services record.

• Recurring payments with Echecks

Credit Cards and Debit cards may be the most widely recognized approach to make an online payment, yet with regards to recurring transactions, echecks make the sense. Thus, ACH billing is progressively picking up footing among property managers as a reliable approach to gather month to month rent.

Businesses that charge clients settled expenses at each finish of a specified term should, therefore, embrace echecks as an essential payment technique.

Online Improper High Risk Merchant Services Underwriting Directly Affects Your Business

To acquire a customary Merchant Account, your business must experience go through a wide analysis process called merchant underwriting. Sorry to say but some Merchant Account Provider doesn’t satisfactorily underwrite businesses, which can rapid issues down the line.

Merchant Account underwriting is completed by an individual or team of high risk analysts and in general takes two days to a week to complete, depending on the provider. For businesses needing a quick fix, there are options that don’t require any underwriting — but those have their own drawbacks. More on that later.

First, let’s go over what underwriters usually review.

Representative Merchant Underwriting Process

The vital goal is to evaluate the business’s level of high risk for the provider. Why? Because of a merchant account is fundamentally a line of credit. If a business is strike with a chargeback but doesn’t have enough funds in the bank to pay it, the provider fronts that expenditure right away.

Just before truthfully establish the High-Risk Business level, providers review the following:

• Industry Type— every business kind has its own level of risk. For example, a business that swipes cards is less inclined to deception/fraud and chargebacks, and is, therefore, less dangerous, than a business that sells products on the web. The riskier the business, the more support documents and information required for review.
  
  
• Business History and Policies— This incorporates years in industry, billing, shipping and returns policies (if applicable). Organizations that ship products are riskier because the product might not be delivered, which can result in a chargeback.
  
  
• Merchant History and Card Acceptance Method(s)— Providers will need to know things like your business’s chargeback ratio (over 1 percent is a red flag), whether your business is or has been on the Merchant Terminated File and, if so, why. Most providers evaluate current merchant statements to get an idea of processing volume and methods of acceptance. Businesses accepting tips or phone and online orders are taken into consideration for added features and security measures if approved.
  
  
• Processing Limits Requested— Providers will take these into consideration in conjunction with the above information. Providers should set your limits on a happy medium — they should accommodate your regular processing without giving too much room in the event of a large fraudulent charge. If your business doesn’t need very high limits, your account shouldn’t be set up that way.
  
  
• Financial Stability— This can include a look at the business’s bank statements, its financials and, usually, the owner’s credit. This is vital for high-risk businesses, as this information can make or break the merchant underwriting approval.

Some providers inadequately review businesses, resulting in issues after they’ve started processing.

Poor Merchant Underwriting After effects

Without an in-depth analysis, your High Risk Business may suffer from one or all of the following:

• Incorrect Limits— whether you’re left with insufficient or excessive limits, it’s a problem. Limits that are too low will hinder your business from processing your regular transaction amounts, which may prevent customers from paying on time and constrict your cash flow. If limits are set too high, you may get hit with major fraudulent charges you can’t cover.
  
  
• Hidden Volume Fees– Some providers will give you a limit, but let you exceed it without warning. The penalty? You’re charged an additional fee for either the volume that went over your limit or on the entire processing volume for that month.
  
  
• Downgrades– If your account is set up without certain features and security measures, you’re susceptible to transaction downgrades, which mean you’re unnecessarily paying higher transaction costs. Providers often fail to set up accounts with these features because it means more money in their pockets on the downgraded transactions.
  
  

Some businesses opt for an account with Payment Facilitators, such as PayPal, Stripe or Square, which bypass merchant underwriting altogether. While they may seem like a better option, these alternatives have their own pitfalls.

Speak with a specialist about underwriting at 888-622-6875.

The Best Retail High Risk Merchant Accounts Service Provider

What is Retail Business and Retail Merchant Services?

Well, any business that is involved in selling finished merchandise to an end user is considered to be a retail business. According to the figures released by the U.S. Census Bureau, Following is a list of 13 major types of retail businesses and figures in percentage of total Sales generated by these businesses separately and annually in the States :

Sr. Percentage Types of Retail Business

1 20.0% Motor vehicle & parts dealers

2 13.0% Food & beverage stores

3 12.5% General merchandise stores 

4 11.0% Food services & drinking places

5 10.0% Gasoline stations (and convenience stores))

6 9.2% Non-store retailers (Internet shopping, catalog, direct sales, etc.)

7 6.0% Building material & garden dealers (home improvement)

8 6.0% Health & personal care stores (pharmacy/drugstores)

9 5.0% Clothing & clothing accessories stores

10 2.3% Miscellaneous store retailers (specialty retailers)

11 2.0% Furniture stores

12 2.0% Electronics & appliance stores

13 1.7% Sporting goods, hobby, book & music stores

In order to strengthen and update the retail business, and to meet the requirements of the customers and as an advancement in providing the customers all the ways to make the payment Merchant needs an account or merchant services for which they look for a reliable and stable Merchant Service Provider.

They may be looking either for a Virtual Terminal, Point of Sale (POS) device or a Payment gateway so that payments can be accepted by All major credit cards, debit cards, ACH payments, Prepaid cards or gift cards etc.

Merchant Stronghold’s Merchant Services :

Our payment gateway is PCI compliant and is shown under our online merchant services. For managing the online transactions of our clients more effectively, a user-friendly environment is provided by our payment gateway. Our expert developers in our team of professionals are entrusted with the task of maintaining this gateway. Our virtual terminal can be accessed by you without any extra cost once you qualify as a Moto merchant. It will enable you to accept credit cards through mail orders or via phone calls.

We Support existing businesses as well as start-ups and there is nothing to think about how small or how big business setup you are, we will always try to onboard you within the norms and parameters. Merchant Stronghold helps you grow as we provide sales verification or Customer services also and that too at an affordable price.

High risk payment gateway in USA merchants for payment processing solutions

Payment Processing Solutions

Merchant Stronghold offers reliable online credit card processing for a variety of merchants worldwide.

Recurring Billing Services: Subscription Based Payments Increase your cash flow with scheduled on-time payments. Whether for installment or subscriptions, our platform securely stores payment info for convenient repeat business. Recurring billing makes selling subscription products and services easy. Sell more products online to more customers faster.

Quick Integration: Get Setup in Minutes Work smarter, not harder. Merchant Stronghold allows you to easily process credit cards from your customers without having to write a single line of code. Start accepting orders without having to fuss with complicated APIs and documentation.

Superior Reporting Tools: Up-To-Date Technology Our powerful reporting tools can help you understand, export and present your data beautifully and efficiently. See how your products are performing by creating reports that track real-time information across all your accounts like Clicks, Leads, Conversion Rates, Revenues, and more.

Billing Management: Simplify Billing Tasks Merchant Stronghold makes it easy for managing your daily billing tasks. From creating coupons and discounts to notifying your customers of any changes to their subscription. You can also send invoices, customize sales tax, and even invoice a customer. Merchant Stronghold gives you full control to simplify your workload.

Superior Fraud Detection: Comprehensive Solution Merchant Stronghold built the most comprehensive solution for identifying online fraud in the performance marketing space. We offer advanced security screening and fraud prevention services that keep all data safe and secure while lessening all instances of chargebacks and unauthorized payments.

50+ Currencies Accepted Worldwide: With the global reach of Merchant Stronghold we have become the ultimate payment platform anywhere you do business. You’ll be amazed how quickly Merchant Stronghold has made generating revenue you need with just a few simple clicks.

Data Export It’s Your Data: Our intuitive interface and controls allow you to easily sort, filter and export your data to Excel, CSV, and PDF. There are no limits. You can export your own data, any time you want.

PCI Compliant Secure Cardholder Data: From the world’s largest corporations to small Internet stores, compliance with the PCI Data Security Standard (PCI DSS) is vital for all merchants who accept credit cards, online or offline, because nothing is more important than keeping your customer’s payment card data secure.

Best Offshore High Risk Merchant Accounts for Escort Listing Business

ESCORT BUSINESS SERVICE ACCEPT CREDIT CARD PROCESSING FOR HIGH RISK ESCORT MERCHANT ACCOUNT

During the last numerous years, escort services have become one of the quickest growing industries. Having the abilities of credit card processing to your escort commercial enterprise will offer the first-class comfort for your customers. By allowing credit card payments, there’s a massive capability growth for sales. Merchant Stronghold offers escort merchant accounts which are specially designed for online, in-app. Get in touch with Merchant Stronghold to manage your escort merchant account nowadays.

Escort business is commonly plagued with the frightening task of looking to be authorized and set up with an escort merchant account. Escort merchants need to pursue a financial institution that works ordinarily with escort companies and understands the extended high risk that comes with the industry.

Escort merchant accounts are available for domestic and offshore banks allowing escort agencies everywhere inside the world international to be authorized and setup with an account. The banks we are capable of use from our banking network substantially greatly depend on the location of the organization. If the merchant is located inside the United States., we’re capable of to submit your account to a number of different banks. Merchants based totally outside of the United States may be submitted to different offshore banks one at a time depending on charges and approvals. We start with the lowest rate banks and observe to greater banks if required.

Payment Solutions:

• Offshore
• Domestic
• Ecommerce
• Retail

Escort Industry facing the difficulties

Although the enterprise has visible large growth, banks and creditors keep looking the adult orientated nature of escort services as a High Risk. just like the Adult industry has regulations and policies, so do the providers of Merchant Accounts. Even if you are a longtime business with transaction history, finding a processor this is willing to work with a high risk business can show hard. Financial institutions have categorized escort businesses as High Risk for Some reasons which include:

• Dispute Rates and High Chargebacks
• Rules and strict Laws

Chargebacks and dispute can happen when a client is attempting to conceal data from a spouse/family or if they are utilizing a stolen card. Different dangers incorporate merchants who utilize their site as a front for money laundering or even to sell prohibited prostitution. Merchant Stronghold can get your merchant account approved quick and simple, no matter the tendencies institutions may also have toward this industry.

Merchant Stronghold will help you to Approve Escort Merchant Accounts.

Signing up for an escort service merchant account at Merchant Stronghold is straightforward. you may rest confident that your prices will never boom for the whole lifetime of your partnership at Merchant Stronghold with our Lifetime price Lock assure. Get custom designed credit card processing solutions especially to meet your enterprise needs. help reduce the risk of chargebacks on your escort organization with secure and safe payment gateways.

Our U.S. based customer support service team is prepared that will help you, one on one, every time you need us. Get help with account questions, recommendation on credit card readers and to set up your online credit card processing account. Get more information to contact our Merchant Account Specialist.

Escort Business Service deserve Best Merchant Account

Customers who used escort offering benefits security and protection. The high-quality manners to make sure both are to have an escort service merchant account. because of the truth that escort services are watched intently, protecting customer information is important. Escort merchant accounts are normally used through Payment gateways which might follow PCI standards. Which means the customer’s information could be very secure and protected.

Fast Payment Solutions

Escort services want to be treated like a legitimate enterprise. Because of this, your business desires to raise money for you to pay your vendors and employees.

You can work your approach to record benefits with adaptable payment gateway alternatives via High Risk Solutions.

Now Start Today!

You are invited to contact High Risk business Solutions about being able to start your escort payment processing business with securely and reliably.

You can get started by filling out the application form Merchant services or by calling 1-888-622-6875 to speak with our helpful staff directly. Within minutes, you can be on your way to success in the adult-related industry.

Escort Merchant accounts are typically endorsed and setup inside one week. The time allotment depends for the most part on the organization that is applying and the bank that is underwriting the account. The application is exceptionally direct and a couple of few documents are required to go with the application including; a photo ID, voided check, bank statement, processing statements, and corporate documents. Obviously, if the business is a start-up, a few documents will be inaccessible. It is essential that the merchant provides a number of records as possible in order to expedite the underwriting process.

After approval, an agreement is drafted and sent to the merchant, once returned, login credentials are issued and merchants can start joining and begin to start running transactions. Setup of the merchant account and virtual terminal are effectively done. Your organization’s website specialist will be able to configure the virtual terminal to fit the requirements of your business. After the setup is finished, the merchant will begin running live transactions rather than the test transactions that have already been previously running.

We Process Payments For:

• Adult Dating Listings
• Online Dating Sites
• New Startups Business
• Established Companies
• Spa Business
• Tech Support Business
• Nutraceuticals

Credit card fraud is an ever developing epidemic. Consistently we read about the freshest security breach and the impact it had on the organization that was breached. When you are searching for an escort merchant provider, pick one that offers something other than payment processing but also the peace of mind.

Our banking networks organize works particularly with escort organizations and know about what sort of transactions will be handled (estimate, recurrence and so forth.) not at all like different banks that will rapidly close accounts that they see as unsafe, our banks completely comprehend the escort business. When you choose to work with our organization, you have settled on the decision to work with a pioneer in the escort payment industry.

Escort and Adult merchants are authorized and setup generally inside one week. Dependable merchant services are the backbone of any business, mainly an escort business. Merchants have the capacity to integrate their website(s) with the comfortable safe and secure payment gateway, allowing their customers to buy their products or services in actual-time. Merchants also are capable of using the digital terminal this is covered with all merchant accounts with the intention to manually technique customer payments.

Good merchant services can be hard to find, but Merchant Stronghold offers merchant accounts for Escort Services customized to your business. Simply click below to get started today.

How To Open Internet Secure High Risk Merchant Account

To Create a Secure Merchant Account Tips:

In the United States, Internet Secure affords merchant account services. If someone started a business as owner then they unified with the Internet Secure merchant gateway where provide authorization to payment process through any method like order forms, shopping cart, or standing orders.

WHY SHOULD A SECURE MERCHANT ACCOUNT BE REQUIRED?

For a business owner, it’s stressful that merchant account will go to rejection. A contradiction might make you question to your business existence. In fact, denial of an entire channel of payment processing probably crippling impact on business.

DEPEND ON CREDIT HISTORY

A provider has checked the personal credit history of customer i.e. revealing trouble of paying bills. A merchant services provider does not want to get on a customer who can view as a susceptibility, even if a customer that pay in a good proceeding of profit will have to reduce the value to a bad credit history.

NOT DEPEND ON YOUR BUSINESS TYPE

A merchant will be labeled as a High-Risk Business and High Risk commit to a raised percentage of chargebacks, it can solely point to the published brand blended with the type of business.When a customer attempts to chargebacks for pay back his credit for one reason or another. The method of fighting chargebacks needs some time and if the merchant loses chargebacks, then it costs everyone who associated.

TO CREATE A SECURE MERCHANT ACCOUNT TIPS

If business owner looking a Secure Merchant Account follow these steps:

• Create a Business Required Strategy

Before reaching merchant services, Recognize some circumstances:

• Should be looking which payment type preferred by customers.
• Which you prefer to order and transactions i.e. phone order or online transactions.
• You are providing recurring fees support system.

Above factors will help you to determine the best type of merchant account for business. A merchant may need a secure payment gateway for their business to take securely order at over day and i.e. integrate with website. If you willing to recurring monthly payment then you should able to take Automated Clearing House payments.

• Comparing Option should be start

You may research the market and their find at least ones that give you an idea to make enticing for your business. When you appoint a salesman and talking about your product who agrees on low processing fees, you should ask yourself how they can manage to obtain it so low?The real risk of low budget companies when sacrificing on quality and trouble with satisfaction can take businesses down.

• Able to Setting it up and Moving Better

By the way, this is different from determining a business leader, for a powerful way to grow their business and moving instantly.Sometimes a merchant takes so many days to fulfill every step included with getting account activation. Sometimes a merchant takes so many days to fulfill every step included with getting account activation. But if you had a planned to set up your business, may take minimum time to become a business track.

Payment Gateway for Transportation Services [MCC 4000–4799]

The hardest thing is finding a merchant service provider who deals with focused services such as a car, bus, and taxi. These are direct services related to transportation. Direct services are those which help customers to choose from a range of things without third party involvement. It could allow customers to book a taxi in near area with the help of a mobile application or E-commerce website. The application can complete the transaction on the spot using Merchant Stronghold’s Payment gateway. It will be quick, simple and clean

Payment brands use codes to classify businesses by the type of goods and services. Payment gateway providers use these codes to inform their clients which category a business belongs to. A good example of these codes is MCCs 4000–4799 (Transportation Services). All the numbers between MCC 4000 to 4799 are transportation services such as passenger railways, bus lines, airlines, marine services, courier services, and more.

Merchant Stronghold provides flexible payment gateways for all transportation services. We offer multiple payment options and new features for your customers. Our transportation payment gateways bring innovation to your business type. You get fast support and services. Some of our features include:

• Secure multiple payment options
• High protection for cardholders and merchants
• Future support for mobile payments and EMV

Our payment gateways for your Transportation services can improve business-efficiency and enhance customer experience. You can achieve your goal of a successful business with the help of Merchant Stronghold.

Your first priority is to offer speedy payment system to customers. A flexible and fast payment system makes it easy for merchants to sell. You may be thinking that there are many other merchant services providers so why choose us? First, you have to understand few basic things about payment systems.

What is the main building block for online payment application? The very first thing is to keep PCI compliance in consideration and create a system that doesn’t cause problems for you or your customers. A number of things can be done to achieve this goal including:

• High security as per international standards
• Secure Storing information for repeat or recurring charges
• Complete control of design and user experience
• Monthly or weekly sale analysis
• Multiple payment options integration–and Scalability

There are other things such as currency support, fees, local payment options, disbursement, and others. These things may vary person to person, but above 5 things are building blocks of a system.

When a merchant orders our services, we prepare an initial report about payment gateways. If we find out that you need a single payment option then we create that for you, and if you need a customized gateway then we spend our time and effort to create it.

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Setting Up High Risk Merchant Account for Merchant Services

Setting up a merchant account is very important and usually, it’s not that hard to do it either. What makes a merchant account great is the fact that it allows your company to accept both credit and debit card payments. Usually, you will need to have either an agreement with the bank that they process credit card payments or you can work with an independent sales organization, MSP and so on. Either solution works as long as you collaborate with a dedicated financial institution and have a designated point of sale system.

The first thing you have to do is to determine the way credit card payments will work for your company. This means that you need to figure out the type of credit card payments that you want to accept and how you accept those payments. You need to see if you accept website payments, if you want to use a POS solution or mobile payments. You will also have to think about the amount that you get from credit card sales, to begin with.

Aside from that, when you create a new merchant account you will need to think about the merchant payment processing and you will also have to make a comparison between all the services offered to you. This way you will be able to see which one actually delivers the best value for your money, so you should consider that as fast as possible. Each merchant account provider has a flat rate that will be charged each time a payment is processed or it might have a percentage fee based on the total transaction amount.

Sometimes you will see that merchant provider options will have software and payment acceptance solutions. Of course, if you do opt for these merchant services you still need to have something that allows you to be in control. It might be challenging at first, but results will end up paying off quite a bit which is exactly what you want to focus on here. Having control over the way your customers pay is very important to try to keep that in mind.

Some of the merchants will set up your account and they will just require you to undergo a credit check and offer a personal guarantee. The application process might take some time though. Once that is done, the setup process will be completed and results will be impressive for sure. What you will like here is the fact that the process is seamless, once you apply for the merchant account, the provider will take care of everything. If you want to skip on some taxes or just want to deal with companies outside your country, you can work with an offshore account provider.

As you can see, setting up a merchant account isn’t that challenging, to begin with. It will take some time though, so try to keep that in mind and it will help you quite a bit which is exactly what you want to have!

Legal Document Preparation For High Risk Merchant Account

Every year, billions of dollars are being loaned to understudies. Quite naturally, there are scammers who attempt get your cash offering services that you should study well so to avoid being scammed.

The Consumer Finance Protection Bureau (CFPB) has always cautioned understudies about what to look out for when you require an understudy credit or some assistance with respect to it.

UNDERSTUDY LOAN DEBT HELP

Many organizations promote they can facilitate you with your credits/loan, and you can see them publicize on Facebook, on Google, or even send emails messages. Before making any move with these organizations, don’t forget that you don’t have to pay somebody to get help with your Federal understudy credits/loan if you don’t want to.

If you’re a document preparation services for merchant Account, consider turning to the #1 High Risk Payment Gateway provider in the US, Merchant Stronghold to get the best for your High Risk Business wants and needs.

Merchant Stronghold offers a secure and low-cost Document Preparation Merchant Account to companies providing document preparation services regarding student loan consolidation, loan counseling, loan and modification services.. Merchant Stronghold is one of Inc. Fastest Growing Companies of 2017.

SOPHISTICATED FEE SCAM

This scam has to do with a student credit/loan organization offering you the “best” interest rate and loan terms. You’ll be requested have to pay a “little” fee up front for their service.

CREDIT CONSOLIDATION SCAM

On account of the most widely recognized understudy credit combination trick, the organization charges a solidification expense, yet really doesn’t make any move. The expense will frequently be spoken to as a preparing charge, managerial charge, or solidification expense.

STUDENT LOAN SCAM LAWSUIT-LAW OFFICE

A law office will offer to settle your understudy credit obligation. You can come across lots of variations of this scam. A student aid company may contact you and promise that the given law firm can settle your student loan debt for thousands less than you owe.

High Risk Merchant Account for Tech Support Merchant Business

How Technical Support Services Work?

When I started my research for this business, I communicated with a number of people whom I thought might have some practice in managing such merchants, and what I heard from them didn’t precisely come as a surprise to me. Most of my contemporaries warned me that such businesses could be very difficult to work with — that their company practices were doubtful, that they could infrequently doctor the required paperwork, that their chargeback ratios were sky-high, and that customer objection levels were off the chart. “Where have I heard that before?”, I wondered, and my initial practice rapidly confirmed the authenticity of these warnings. However, I had the good fortune to quickly stumble upon a merchant who turned out to be hardworking, trustworthy and legit. He also ensured low levels of customer complaints and chargebacks. Equally important, the volume per month was extravagant— about $500,000 and still continues to grow.

Finding the best payment processing solutions can be difficult for tech support merchants operating internationally.

Whether you offer remote tech support assistance or in-office computer services, Merchant Stronghold provides customizable merchant accounts. For tech support businesses with Merchant Stronghold, you will be connected to a vast network of domestic, offshore and international acquiring banks that can approve you regardless of your geographical location.

Tech Support Merchant Account Fees

Our tech support merchant account fees are competitive and affordable, and our application process is free. Once our underwriting department matches you with one of our acquiring banking partners, the bank will then process your application and determine your merchant account fees.

Since banks determine fees on a case-by-case basis, we cannot provide you with exact fees until the underwriting process has been completed. However, you can contact us for your free quote.

How to Get and — More Importantly — Keep a Merchant Account Live

There was this particular merchant based in the U.S. and, by the time it contacted us, it had gone to some of the biggest U.S. processors to open several merchant accounts, a couple of which are still active. Now, this is one of the biggest mistakes that merchants must not make —opening several merchant accounts at once, and not keeping them live. If it’s done otherwise, processors get nervous and understandably so —the new Merchant Account You are applying dormant is either closed down or replaced. In the event, we asked our merchant to explain why it had gone through the pain of opening these many merchant accounts and received a satisfactory explanation, which is not a typical scenario. I should also add that the merchant had already received notices that its remaining two accounts would be closed within a month, which brings me to the next lesson — if you operate an online tech support business, the mainstream processor would not be a viable option — even if you do manage to get an account with them and keep it functioning, it is inevitable to keep it running. As soon as the processor’s risk department takes a close look at it, it will shut down in a second. What you need is a high-risk solution, although not necessarily an offshore one.

Merchant Stronghold’s Technical Support Checklists’

Merchant represents and warrants each of the following by checking it and signing below:

Merchant is engaged in the business of offering technical support services and has obtained, and throughout the term of the agreement will maintain all local, state, and federal licenses, registrations, and approvals required to conduct such business. All technical support services for which Merchant services charge any customer will be provided only by the Merchant, and will not be referred, re-directed, or outsourced to any third party.

Merchant understands, currently fully complies with, and during the term of the agreement, will fully comply with all relevant provisions of all of the following as amended from time to time: section 5 of the Federal Trade Commission Act, 15 U.S.C. §45;

The Telemarketing and Consumer Fraud and Abuse Prevention Act. 15 U.S.C § 601, et seq(“TCFAPA”) and all regulations implementing the TCFAPA including without limitation the Telemarketing Sales Rule, 16 C.F.R. §310.1, et seq.,

The Telephone Consumer Protection Act, 47 U.S.C. §227, et seq. (“TCPA”) and all regulations implementing the TCPA including without limitation 47 C.F.R§64.1200, et seq.;

The Electronic Funds Transfer Act, 15 U.S.C §1693, et seq.(“EFTA”) and all regulations implementing the EFTA including without limitation Regulation E,12 C.F.R. §1005.1, et seq.:

The electronic signatures in global and National Commerce Act, 15 U.S.C. §7001, et seq.; and all other applicable federal, state and local laws, rules and regulations including, without limitation, those referring, relating or operating to the foregoing, consumer privacy and protection, credit , lending, finance, usury, and banking, and with the Rules (as defined in section 1 of the Agreement)

Merchant will immediately notify MSH and Bank in writing of any inquiry, investigation, complaint, charge, subpoena, claim, request for information, judgment, injunction order, cease and desist order, any similar judicial, quasi-judicial, administrative, or executive order, or any license or permit revocation or cancellation by any local, state or federal law enforcement or regulatory agency, entity, or official in connection with or relating to Merchant’s business including withoutlimitation of any complaints, charges or claims against Merchant by any customers of Merchant or by any local, state or federal official.

In addition to the indemnity obligations set forth in the Agreement, Merchant will also indemnify MSH and Bank, harmless from and against any and all losses, costs, liabilities, damages and expenses (including attorneys’ fees and collection costs) resulting from or incurred in connection with any inquiry, investigation, complaint, charge, subpoena, claim, or request for information of or against Merchant, or against or involving MSH or Bank in Connection with Merchant,

by any local, state or federal law enforcement or regulatory agency in connection with or relating to Merchant’s business including without limitation of any complaints, charges or claims by any customers of Merchant or by any customers of Merchant or by any local, state or federal official. Merchant understands that MSH or Bank may terminate the agreement effective immediately in the event of any breach of this addendum or as otherwise set forth in the Agreement.

High Risk Merchant Account For Continuity Merchants [MCC 5968]

You are offering a free trial on your site? We can integrate your eCommerce website with our payment gateway so that your business can accept and rebill customers for your free trial and continuity offer!If you are selling products that require Free Trial, you will need a recurring merchant account and a payment gateway. Most business owners don’t understand the difference between a recurring merchant account and straight sale merchant account. If you don’t know then setting up your e-commerce website can be difficult and you may hit by overwhelming fees, chargebacks and may result in Account Closure!

What’s Trial Continuity?

When someone buys a product with the free trial offer, the cardholder accepts the Terms and Conditions and enrolls in a Trial Continuity Subscription. The website will send this information to the payment gateway for authorization and processing. Once the trial period is overpayment gateway will bill the customer again for the pre-decided rebill amount. All this process go through Stronghold‘s Recurring Payment Gateway which is at the center of every transaction that customers are going to process. The Cardholder can choose to call in or email in anytime within that time period to cancel and/or extend the trial period.

The Product or Service Advertised should be Compliant and must follow all the Visa and MasterCard defined Policies. SSL Cert, Secure Checkout, Terms and Conditions, Privacy Policy, Refund Policy and Return Policy should be clearly mentioned.

Continuity/Subscription Merchants [MCC 5968]

Interchange plus 4.25%, .35$ Transaction

A Dedicated Free Trial Merchant Account is one that is set up just for your business. Merchant Stronghold Accepts Start-Ups too. Usually, the rates are according to the volume of sales and type of product you are selling. It is considered “High-Risk Business” and comes with a standard 10% Six Monthly Rolling Reserve. If you like the thought of controlling your money and ability to set rates, then you should go for a dedicated merchant account. There will be an in-depth discussion before setting up a dedicated merchant account. It usually requires Strong Finances, Appropriate Fulfillment Agreement of your advertised products. Stronghold’s Compliance team checks for any Red Label Ingredients, etc.

A Merchant Account For Your Identity Restoration Business

You are running an Identity Restoration business and you want merchant account so that you can accept card payments? You are at the right place, contact us and we will guide you what to do.

Are you running an Identity Restoration business? If you are then you need a merchant account to accept credit card and debit card payments. Your merchant account works as a bridge between your bank account and customer’s bank. When you get a merchant account, you are required to follow rules and regulations established by credit card companies and your bank. This includes a number of fees associated with both the accounts.

There are various fees associated with a merchant account, some of them are based on percentage and others are on an item basis. Some of the fees are set by issuing bank while others are by merchant and credit card companies. It is necessary to understand fees associated with an account to run your identity restoration business successfully.

Fees associated with a merchant account

Cancellation fee: It is charged when you send your contract with an online merchant account before the due date of your contract. Not all the providers require a contract, but those who have this police ask for a cancellation fee.

Chargeback fee:

When money is returned to the customer. This fee is initiated by the bank of your customer, often because of fraudulent transactions. Chargeback is one of the reasons why merchants around the globe lose thousands of dollars. It is a fee that merchant account providers take for processing the chargeback request.

Gateway Fee:

It is a monthly fee to keep your merchant account. This fee is charged to maintain your online merchant account. Some online payment gateways don’t charge money, while others may charge as much as $20.

Monthly minimum:

This is the amount your account is required to process on monthly basis. The fee is charged to maintain the account, but if you don’t exceed the minimum, then merchant account providers will charge you accordingly.

Statement fee:

A statement fee is charged by all the online merchant account providers. This fee is associated with your statement and it is taken at the end of billing cycle. You will pay between $7 and $10. It is charged when you get a paper base or paperless statement.

Transaction fee:

As the name suggests, it is a fee that is charged every time a transaction is processed. Usually, it is between 20 and 25 cents. This fee remains same no matter how big the transaction was.

Merchant Stronghold understands that your Identity Restoration services require customized account so that you can run your business flexible. Keeping needs of your business in consideration, we have designed a system that offers minimum fees and maximum benefits. Above mentioned fees are charged by many companies, but we have our own set of rules, you can contact us and we will inform you how much you will be charged.

Fееl frее to get in tоuсh, wе’ll bе glаd tо hеаr from уоu!

Online Website Designing and Development - Merchant Services

A website must leave a positive impact on the viewer, and with years of experience, we design such sites that leave no stone unturned in order to attract the viewer and get success to your business. our design team builds full responsive, user-centric,  clean and w3c, CSS validated sites that are both beautiful and successful.

Research: Before starting we love to know what we are doing. Things start with research.

Plan: We use traditional planning style, which starts with paper & pen.

Design & Code: We start with wire frame then convert that using art, after which, we play with code & give life to design.

Quality Assurance: Before Delivery, we perform QA and internal testing on standard Desktop & Mobile Devices.

Complete Professional Collections Website Design & Development Merchant Services

WEB DEVELOPMENT: We are passionate about designing and developing meaningful and functional websites with a strategic approach. Direct Services Marketing is your one-stop-shop for a complete web design solution. We can provide work from scratch, re-design and update your current website, or simply from a simple tailor need in terms of designing and branding your company, products & services with a fully functioning website.

SEO SEARCH ENGINE OPTIMIZATION: Our Marketing effort on growing your business’ visibility on the internet is abrupt & we dispose of a technical and creative team to help you increase your rankings. We bring you traffic by using powerful tools and techniques like Keywords, Analytics, and great Content strategy. Our SEO approach is ultimately looking to attract more visitors and gain popularity between the search engines like Google, Bing, Yahoo and others equally important.

E-COMMERCE WEB DESIGN: Profitable e-commerce gateway websites center on organized product catalogs, easy account access and shopping carts that are easy to use. Our designers work with you to ensure your visitors experience a seamless shopping experience and become loyal customers.

MARKETING WEBSITE DESIGN: Successful marketing sites are designed to increase traffic, encourage engagement and convert visitors. The Orbit design team will transform your marketing goals into an optimized marketing site that maximizes the impact of your brand.

SOCIAL MEDIA MARKETING: Our Social Media Team will help you to interact professionally and cleverly with your audience. Interaction Social Media is gaining weigh in terms of reputation, brand representation, and effort marketing. Promotion, novelty, reviews, and customer’s engagement are the most important thing to plan for a Social Media Marketing.

Lets Understand The Online High Risk merchant account

Let's Understand The High Risk merchant

When Business is established and applies for a payment gateway at the Bank, they get approved or disapproved from the risk departments considering the business to be high risk business or Low risk business. There are few reasons why any business can be considered as a high risk business. Some of the risk factors that make a business HIGH RISK are as follow :

• You have lost your previous merchant account due to high chargeback ratio.
• Questionable sales and marketing tactics
• Potential legal and financial liability
• Your credit is really bad.
• Industry is known for excessive chargebacks or fraud incidents
• Trial continuity business
• Previous credit card processing is not good enough
• You've been branded as a terminated merchant (TMF).

It is important to note, that this high risk merchant account categorization is based on your business' industry, regardless of your individual businesses' track record. Additionally, the high risk category includes businesses who have been dropped by a previous credit card processor, businesses that are on the MATCH or TMF list, companies whose owners have bad personal credit or low credit scores, or businesses who are based outside the US.

Common High-Risk Industries

While any business with bad personal or business credit scores, a high chargeback history, a startup, or high frequency or high average tickets can be considered high risk on an individual basis, the majority of high risk businesses are labeled as such by the industry they operate in.

Some examples of high risk industries include:

• Document Preparation
• Downloadable Software
• Educational Software
• Electronics Business
• Extended Warranties
• Financial Aid Consulting
• Financial Services
• Fine & Cosmetic Jewelry
• Insurance Providers
• Magazine Subcriptions
• Air & Water Filtration
• Antiques & Collectables
• Apparel Sales
• Auto Parts & Accessories
• Auto Transport
• Businesses with Bad Credit
• Beer, Wine & Liquor Sales
• Computer Hardware
• Debt Consolidation
• Discount Buying Service

Know About The Online Match List of Merchant Accounts

Match List of Merchant Accounts

It is true, but there is such a thing as a merchant account blacklist. It’s actually known as the MATCH list or “Terminated Merchant File,” (TMF for short). The Terminated Merchant File is a shared online list among processors and acts as a blacklist scrubber, where merchants with high risk accounts or excessive chargebacks [www.chargebacksecurity.com] and/or terminated for violation of agreement are put on the list and prevented from opening an account with a different credit card processor.

MATCH LIST: Why merchants could be put on it

• Excessive Refunds and Declines
• Violation of Terms of Merchant Agreement
• Illegal Product or Advertisement
• Adult or Porn or Escort Endorsement
• Merchant Collusion
• Fraud
• Excessive Chargebacks
• Money Laundering
• Terrorist Activity
• Wrong MCC code Service/Product

By far the most common reason for termination amongst Trial Continuity and Subscription Type of Business, The merchant deposited sales that were not authorized by cardholders; most typically in a card not a present environment with recurring charges.

Why Put the Merchant on the Match List?

Merchant’s Merchant Acquiring Bank. In order to get off the MATCH list, the acquire who put you on it is the only one who can remove you. Merchants are placed on this list because they were found to have violated their credit card processing agreement at some time. Due this breach, these merchants had been terminated from being allowed to have a merchant account. The master match list is used as a screening tool by other credit card processing companies to see whether or not a business is suitable for a merchant account. Being on this list raises a red flag to merchant processing companies that this company applying for the account may be a high risk.

VISA: It is not impossible to get a merchant account if you’re on the MATCH list. Please contact Merchant Stronghold at 1-888-622-6875 and we can find out if you’re eligible for a merchant account and how to help you get off the TMF / Match List.

Best Payment Gateway Integration Simplified Services

Maybe the most challenging thing that can be faced by a merchant is the integration of a payment gateway solution. This will require expertise and plenty of resources. And since most of the gateway solutions are very complex, integration and its overall requirements have started to be more and more appealing as well.

Payment Gateway Integration is a process that allows companies to have a much better, seamless way to manage and perform payments. What makes it helpful is the fact that with its help you have a much better control over the way your company manages all customer purchases, no matter the medium they use for that purchase, to begin with.

Why do you need Payment Gateway Integration? The reason is simple, if you want to accept online purchases you do need this type of solution and integrating one as fast as possible is a sheer necessity, to begin with. With its help you have the ability to process online payments on the go and results will be very impressive all the time. The great thing here is that the credit card checks are performed automatically and the integration process on its own is usually performed within hours. You just need to work with a reliable merchant account provider and results will be great.

The idea is to work with a merchant account provider as he will be able to handle the entire process without a problem. All you need to have is a merchant account that has the ability to accept online payments via a dedicated payment gateway.

What makes the Payment Gateway Integration process distinct is that it provides your company with the means to interface with more than one payment processor. Not only that, it can also make it easier for the customer to ensure that his data is processed in a professional and secure manner. A good Payment Gateway Integration provider will be able to bring in front the much-needed value that your company needs, all while removing the regular burden that comes from performing online payments.

Even if the Payment Gateway Integration does come with an extra cost and a new integration layer, it does provide the merchant with the means to minimize the number of manual tasks and labor that have to be performed, not to mention that the workload will be less redundant, to begin with. This does bring in front a whole lot of value for the companies that handle credit card or online based payments on a regular basis. The return on investment and outstanding approach offered by this experience are well worth your money!

What does it do?

Simply put, the Payment Gateway Integration allows you to accept a wide array of payments from all over the world. It doesn’t matter the payment processors that your customers use, if you use a payment gateway you will have a much easier time when it comes to processing their content and results will indeed pay off quite a bit.

Why should you use a Payment Gateway?

The Payment Gateway Integration process is simple, seamless and it can be performed very fast. At the same time, it’s really easy to perform and it allows your company to access a wide array of payment methods. Since customers use plenty of different payment options, you want to make sure that you offer them the convenience and help they need!

How can you integrate the Payment Gateway on your website?

Each Payment Gateway Integration provider offers dedicated instructions in regards to what you need to do. Most of the time it all comes down to going through a set of simple steps or just adding in few lines of code into your website.

But maybe the most important thing about Payment Gateway Integration is that it helps make online shopping easier for buyers. Your customers will never have to worry about not being able to pay for your services. The more options you offer them, the easier it will be for you to grow your business and take it to new heights. It will not be easy at first, true, but in a very short amount of time, you will get to be more than impressed with the results.

Don’t hesitate and perform Payment Gateway Integration right away, harness the true power of online payments and you will be more than impressed with how much this can benefit your business!